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Financial Services

At CHG-MERIDIAN, we have been providing leasing solutions for over 35 years, and have been instrumental in helping our customers' businesses grow. With employees dedicated to finding the best solution for you, our leasing models are being demonstrated all over the globe today.


Our approach to flexible finance across the markets will typically be based on one of the below products:

  • Operating lease
  • Finance lease
  • Sale & leaseback

Dependent upon your business requirements, we will work alongside you to create a solution which benefits your business throughout the lifetime of your assets. At CHG-MERIDIAN, we invest time and effort into our products so that you can spend more time worrying about the things that truly matter to your business.

Operating Lease

An operating lease is one of the most common types of agreements you can take advantage of. An operating lease allows for the use of an asset but the lease term is short compared to the useful life of the asset. As a result we take a residual value on the asset meaning the sum of the rentals will be typically less than the original capital cost.


  • Flexibility to upgrade to new equipment as required or terminate the agreement early
  • The option to hand the equipment back at the end of the term or continue to use it for a secondary period
  • Usually results in the lowest payment of any financing alternative and is an excellent strategy for capital budgeting restraints
  • Provides fixed known costs throughout the contract period
  • Makes a life-cycle refresh program more affordable

Finance Lease

A finance lease is another common lease agreement you can utilise. A finance lease is typically a full pay out agreement, this means that the sum of the rentals includes the full capital cost of the equipment, plus the interest accrued. In this sense a finance lease works in very much the same way as a loan i.e. you will normally fully pay out the cost of the equipment during the lease period.


  • The most suitable solution for procuring long life, low tech assets
  • Allows for the known total cost of ownership
  • Gives the flexibility to upgrade the equipment during or at the end of the lease agreement
  • A finance lease allows for ownership at the end of the lease

Sale and Leaseback

Raise capital budget and unlock the value of existing equipment by taking advantage of our sale and leaseback model. This model allows you to sell your existing assets that you own and lease it back in either an operating or finance format.


  • Effective route to cut costs, improve capital and raise budgets
  • Generate cash
  • Alignment of depreciation, usage and useful life
  • Accelerate future projects
  • Non-disruptive
  • No downtime or need to retrain on new equipment

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If you would like some more information or to discuss our finance packages in greater detail - please contact us

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